TLC Insurance NYC: Taxi & Limousine Coverage
Coverage that meets Taxi and Limousine Commission requirements for Black Cars, Green Taxis, Luxury Limousines and Yellow Taxis, placed with leading carriers.
What is the Taxi and Limousine Commission?
The New York City Taxi and Limousine Commission is the governing body that oversees the for-hire vehicle (FHV) industry in NYC. This includes regulating app-based services like Uber, Lyft, and Via, along with medallion taxicabs, commuter vans, paratransit vehicles, and luxury limousines. The Taxi and Limousine Commission classifies FHVs into categories such as black cars (e-hail), luxury limousines, yellow taxis, green taxis, and community liveries. Each of these vehicle types must meet specific Taxi and Limousine Commission insurance requirements.
Do You Need Taxi and Limousine Commission Insurance?
If your vehicle carries Taxi and Limousine Commission license plates, you are required by law to meet the insurance requirements set forth by the Taxi and Limousine Commission. These requirements vary based on the type of vehicle and its passenger capacity.
Taxi and Limousine Commission Insurance Requirements by Vehicle Types
| Passengers | PIP | Liability / person | Liability / accident |
|---|---|---|---|
| 1–8 | $200,000 | $100,000 | $300,000 |
| 9–15 | $200,000 | N/A | $1,500,000 |
| 16–20 | $200,000 | N/A | $5,000,000 |
| Passengers | PIP | Liability / person | Liability / accident |
|---|---|---|---|
| 1–8 | $200,000 | $500,000 | $1,000,000 |
| 9–15 | $200,000 | N/A | $1,500,000 |
| 16–20 | $200,000 | N/A | $5,000,000 |
| Passengers | PIP | Liability / person | Liability / accident |
|---|---|---|---|
| All | $200,000 | $100,000 | $300,000 |
Yellow Taxis must also comply with Workers’ Compensation requirements. Not sure which applies to you? Our agents will check your vehicle type and quote the right coverage.
How to Purchase Taxi and Limousine Commission Insurance
At Syed Insurance Agency, we specialize in Taxi and Limousine Commission insurance tailored to the needs of drivers and vehicle owners in New York City. With our in-depth knowledge of Taxi and Limousine Commission regulations and partnerships with leading insurance carriers, we’ll help you find the right policy at competitive rates. Whether you operate a black car, green taxi, or luxury limousine, we’ll guide you through the process of securing comprehensive coverage that meets Taxi and Limousine Commission standards.
Coverage by vehicle type
Specialized Black Car insurance for TLC-affiliated drivers and owners on Uber, Lyft, Via and other Black Car bases.
Livery Vehicle InsuranceTLC-mandated coverage for livery and car service vehicles, with competitive rates from the major carriers.
Uber Insurance in NYCThe Black Car insurance NYC Uber drivers need to meet TLC requirements, compared across the major carriers.
Green Taxi InsuranceStreet Hail Livery (SHL) coverage that meets TLC minimum liability requirements for Green Taxis in the outer boroughs.
Yellow Taxicab InsuranceTLC-compliant insurance for New York City’s Yellow Medallion Taxicabs, at competitive rates.
NYC Rideshare InsuranceTLC-mandated commercial coverage for NYC rideshare drivers on Uber, Lyft, Via and other bases. Personal auto policies don’t cover you while you drive for hire.
Full Coverage / Physical DamageProtect your vehicle against collision, fire, theft and vandalism with a Full Coverage policy for your TLC or personal vehicle.
TLC Workers’ CompensationWorkers’ Compensation for Black Car operators, Yellow Cab owners and car service companies, so your drivers are protected and you stay compliant with New York State law.
Trusted by New York drivers, families and business owners
Secure Your TLC Insurance Today with Syed Insurance Agency
Don’t let paperwork or policy confusion slow you down—get the coverage you need to drive with confidence. Our team specializes in TLC insurance for NYC drivers, offering tailored solutions to protect you and your passengers. Contact us today for a fast, easy quote!