Syed Insurance Agency

Black Car Insurance

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Black Car Insurance NYC

Why Choose Syed Insurance Agency?

  • Decades of experience in the NYC for-hire vehicle industry
  • Access to multiple insurance carriers for the best rates
  • Expert guidance on Taxi and Limousine Commission compliance and coverage options

What Is a Black Car?

A Black Car is a type of For-Hire Vehicle (FHV) that operates through an affiliation with a Black Car Base. These vehicles are dispatched via pre-arranged bookings, with more than 90% of passenger payments made through non-cash methods. Before affiliation, Black Car owners must pass an inspection at a Taxi and Limousine Commission (TLC) facility. Popular rideshare platforms like Uber, Lyft, and Via are licensed as Black Car Bases, allowing drivers to connect with them to provide on-demand rides.

Why Do You Need Black Car Insurance?

If you’re driving a Black Car, TLC regulations require you to have specialized Black Car insurance. This includes TLC plates and registration, plus specific coverage limits. For Black Cars with 1–8 seats, the minimum liability requirements are:

  • $100,000 per person,
  • $300,000 per accident, and
  • $200,000 for personal injury protection (PIP).

For vehicles seating more than eight passengers, higher coverage limits may be necessary.

How to Get Black Car Insurance?

At Syed Insurance Agency, we make it easy to find the right insurance for your Black Car. With decades of experience, we understand the specific needs and TLC requirements for Black Car drivers and owners. We compare policies from top insurance carriers to help you get the best coverage at competitive rates.

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Ready to Get Insured?

Contact Syed Insurance Agency today for a quote tailored to your needs!