TLC Insurance

NYC Rideshare Insurance

TLC-mandated commercial coverage for NYC rideshare drivers on Uber, Lyft, Via and other bases. Personal auto policies don’t cover you while you drive for hire.

Request Your Free Quote Call (347) 817-7771

What Is Ridesharing?

Ridesharing is a transportation service that allows passengers to book a vehicle for travel through a website or app, often for a fee. In New York City (NYC), ridesharing services are operated by companies such as Uber, Lyft, Via, Juno, Curb, and Arro. These services offer convenient travel options for short and long distances, with drivers operating as independent contractors. In NYC, rideshare drivers must hold a Taxi and Limousine Commission (TLC) license and affiliate their vehicles with a rideshare base to legally provide pre-arranged rides.

Do You Need Rideshare Insurance in NYC?

Yes, rideshare drivers in NYC are required to carry TLC-mandated commercial insurance. Unlike other states, personal auto insurance policies do not cover you or your vehicle while operating as a rideshare driver. NYC regulations enforced by the TLC require the following minimum liability coverage for most rideshare vehicles:

$100,000Per person

$300,000Per accident

$200,000Personal injury protection (PIP)

Vehicles carrying more than 8 passengers or classified as luxury limousines may be subject to higher coverage limits. Operating a for-hire vehicle (FHV) without a TLC license and commercial insurance is illegal in NYC.

How to Purchase Rideshare Insurance?

At Syed Insurance Agency, we specialize in finding the right commercial auto insurance for NYC TLC drivers and vehicle owners. With decades of experience, we understand the complexities of TLC requirements and partner with all major insurance carriers to provide the best policies for rideshare drivers operating with Uber, Lyft, Via, and other services.

Google Reviews

Trusted by New York drivers, families and business owners

    
 
 
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   Lovepreet Singh 
 
 
 
  Wonderful …
  
 
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   rajiv saini 
 
 
 
  I had been getting my insurance  of my tlc car here  .I like this services and I am quite happy with the services they gives me
  
 
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   Hardeep Chahal 
 
 
 
  Good service
  
 
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   Gulshan Kumar 
 
 
 
  Very Good service And good behaviour Staff (Mr.Razza g)
  
 
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   Dalvir singh Lalia 
 
 
 
  Very good service
  
 
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   ravinder makkar 
 
 
 
  Agent name is Aman, he is very nice he gave me the very good price for the insurance and the way he explained me so well.he is very polite and compassionate about his work.
  
 
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   Sandeep Rattu 
 
 
 
  I had an excellent experience with SYED insurance. RAZA were incredibly helpful and professional throughout the entire process. They went above and beyond to ensure that I had the best coverage for my needs. Their expertise and friendly service made the process seamless and stress-free. I highly recommend SYED insurance to anyone in need of reliable and trustworthy insurance services!
  
 
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   Tom Jerry 
 
 
 
  Me and my friends were so frustrated about Chaudhry Insurance sick service . One day I got a call from Syed TLC and the guy introduced himself as RAZA he talked so curteously and explained everything so nicely that I couldn’t end that call for 20 mins , ever since then they started helping me outrageously, they never missed a call from me and my friends , after that I happen to talk  to almost all of the staff member including Sunny , Bilal and everyone
They were so helpful that you won’t believe in these days someone can be that professional. I would recommend everyone to call syed tlc and talk to Mr Raza and change your broker u will feel the difference not only u will get best service but they will save you hundreds of $
  
 
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   Ch zabi Ullah 
 
 
 
  I recommend this Syed services inc. to everyone the service is really good especially brother Raza is really responsible he did good job

Get Insured Today!

Reach out to Syed Insurance Agency for a personalized quote tailored to your rideshare needs. We’re here to protect your vehicle, your livelihood, and your peace of mind.

Get Quotes WhatsApp (347) 817-7771