401(k) retirement calculator
See what your 401(k) could grow to with your contributions, your employer match and time.
See the full schedule
How this calculator works
For 2026 you can defer up to $24,500 into a 401(k). If you are 50 or older you can add $8,000, and ages 60 to 63 can add $11,250 instead. Employer matching is free money: contribute at least enough to get the full match.
A calculator gives you an estimate. A licensed CPA gives you the right answer.
Use these calculators to plan, then bring your numbers to Syed Services. A licensed CPA checks your taxes, your business structure and your 2026 and 2027 plan in a free consultation, at the best price in the market.
Source: IRS: 2026 401(k) and IRA limits (IR-2025-111)
Figures and rules on this page come from the official and published sources linked above, as of November 2026. People and numbers in the examples are made up to explain the idea. This page is general information, not tax or legal advice for your situation, and laws change; check the linked source or ask a licensed CPA before you act.
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