Required minimum distribution (RMD) calculator
Age 73 or older? See the minimum the IRS requires you to take from your IRA or 401(k) this year.
See the full schedule
How this calculator works
Your RMD is your account balance on December 31 of last year divided by the life expectancy factor for your age from the IRS Uniform Lifetime Table. RMDs are taxed as ordinary income.
Sources: IRS: Required minimum distributions · IRS: Publication 590-B, Uniform Lifetime Table
A calculator gives you an estimate. A licensed CPA gives you the right answer.
Use these calculators to plan, then bring your numbers to Syed Services. A licensed CPA checks your taxes, your business structure and your 2026 and 2027 plan in a free consultation, at the best price in the market.
Sources: IRS: Required minimum distributions · IRS: Publication 590-B, Uniform Lifetime Table
Figures and rules on this page come from the official and published sources linked above, as of November 2026. People and numbers in the examples are made up to explain the idea. This page is general information, not tax or legal advice for your situation, and laws change; check the linked source or ask a licensed CPA before you act.
Book your free consultation.
Sit down with a licensed CPA to review your business structure and plan your 2026 and 2027 tax returns.