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Personal finance calculator★ 200+ Google Reviews

Auto loan calculator

Buying a car for yourself or for Uber and TLC work? See your monthly payment and total cost.

The math

How this calculator works

The calculator finances the price, minus your down payment and trade-in, plus sales tax and fees, and applies the standard loan payment formula. NYC’s combined sales tax rate is 8.875%.

Sources: NY Tax Dept: Publication 718, sales tax rates by county · IRS: 2026 standard mileage rate (72.5¢)

Sources: NY Tax Dept: Publication 718, sales tax rates by county · IRS: 2026 standard mileage rate (72.5¢)

Figures and rules on this page come from the official and published sources linked above, as of November 2026. People and numbers in the examples are made up to explain the idea. This page is general information, not tax or legal advice for your situation, and laws change; check the linked source or ask a licensed CPA before you act.

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Sit down with a licensed CPA to review your business structure and plan your 2026 and 2027 tax returns.