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Personal finance calculator★ 200+ Google Reviews

Monthly budget planner

Put your take-home pay and bills in one place and see what is left at the end of the month.

The math

How this calculator works

The 50/30/20 rule is a simple guide: about half of take-home pay for needs, 30% for wants and 20% for savings and extra debt payments. In New York City housing often takes more than half, which makes tracking the rest even more important.

Source: Investor.gov (SEC): Compound interest

Source: Investor.gov (SEC): Compound interest

Figures and rules on this page come from the official and published sources linked above, as of November 2026. People and numbers in the examples are made up to explain the idea. This page is general information, not tax or legal advice for your situation, and laws change; check the linked source or ask a licensed CPA before you act.

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